Buy today, with more time to pay. Using a participating Latitude Credit Card payment plan. T&Cs, monthly credit card fee (currently $10.95) will apply. Other credit card fees and charges may apply.
Already have a Latitude card?
If you already hold a Latitude GEM Visa or Go Mastercard, you're ready to use 6 Month interest free at Adriatic right now.
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How Interest Free payment plans work
Latitude offers different payment plans for you to access at various retailers.If you have a balance remaining at the end of your chosen Interest Free payment plan period, interest will apply.
Latitude interest free offers 16 to 36 monthly payment plans
Latitude offers different payment plans for you to access at various retailers.A Latitude Interest Free plan makes it easy and flexible to shop now and pay later, giving you more time to manage your payments.
Choose from 6 to 36 - month payment plans available in-store, with options to suit your lifestyle—either fixed monthly payments or minimum monthly repayments. Plus, you’re free to pay more whenever you like, as long as you meet the minimum each month.
| Type of Fee | 6 Months Plan | 12 Months Plan | 18 Months Plan | 24 Months Plan | 36 Months Plan |
|---|---|---|---|---|---|
| Minimum Purchase Amount | $800 |
$800 |
$800 |
$800 |
$800 |
| Payment Plan | Equal Monthly & Minimum Monthly Payment | Equal Monthly & Minimum Monthly Payment | Equal Monthly & Minimum Monthly Payment | Equal Monthly & Minimum Monthly Payment | Equal Monthly & Minimum Monthly Payment |
|
Account Fee (monthly) Subject to change by Latitude |
$10.95 | $10.95 | $10.95 | $10.95 | $10.95 |
| Set Up Fee | Free | Free | Free | Free | Free |
| Payment Frequency | Monthly | Monthly | Monthly | Monthly | Monthly |
| Interest Free Months | 6 Months | 12 Months | 18 Months | 24 Months | 36 Months |
Learn more about late fees here.
Frequently Asked Questions
What is a Latitude Interest Free plan?
Latitude Interest Free plans are flexible instalment options that let you make purchases now and pay over time without interest. At Adriatic Furniture, eligible customers can choose from 6 to 36 ‑month interest‑free terms, subject to minimum spend requirements. These plans are available at checkout for existing Latitude Gem Visa, Latitude GO Mastercard, CreditLine, and Buyer’s Edge account holders.
For more details, including minimum purchase thresholds, applicable fees and charges, and what happens if a balance remains after the interest‑free period, please refer to the ‘How Interest Free payment plans work’ section above.
Is it possible to purchase multiple items using a single Latitude Interest Free plan?
Yes, you can use a Latitude Interest Free plan to pay for your entire purchase—whether in store or online. Just ensure the total order meets the minimum spend requirement and stays within your available Latitude credit limit.
How can I use a Latitude Interest Free plan in store?
At checkout, simply let our team know you’d like to pay using a Latitude Interest Free plan. You’ll be asked for your mobile number, and an encrypted SMS link will be sent to you. Just follow the prompts to verify and confirm the purchase through your Latitude account.
Once the transaction is completed, you’ll receive a confirmation via email and SMS from Latitude with all your order details.
How do I apply for a Latitude Interest Free plan if I don’t have a Latitude account yet?
To get started, simply apply for an eligible Latitude credit card and once approved, you’ll be able to use the plan. You can visit the Latitude website to learn more about the Latitude Gem Visa Credit Card. apply from here
Credit is provided by Latitude Finance Australia ABN 80 004 187 419, Australian Credit Licence number 392178.
How can I use a Latitude Interest Free plan in store?
Once your order is placed using a Latitude Interest Free plan, changes can’t be made. If you need to update your purchase, you’ll need to place a new order using a new Latitude Interest Free plan, provided it meets the minimum spend requirement and is within your available Latitude credit limit.
